It’s been a rough two weeks

Before I had children I used to tell friends and family "Oh, I'm too irresponsible for kids. Like, if I run out of money, my husband and I could live off macaroni and cheese or ramen noodles for weeks, but you just can't do that with kids." Well these past two weeks I've come pretty…

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Update: Day 82

Holy crap! It's already day 82! Nothing shows how quickly time flies like recording your financial failures and successes. This is pretty embarrassing. I'll admit that in the beginning I was hoping that by simply writing everything down in a blog, somehow the Universe would make my blog like so many of the other wonderful…

Retirement…Yuck

Does anyone else find the word "retirement" super uncomfortable? There's something about it that just repulses me. ¬†I don't like saying it, I don't like the way it looks when it's written, and I don't like the connotations that go along with it - namely getting old and dying. For a very long time I…

Make It Impossible To Fail

If you've been following this blog in chronological order, you may notice I haven't exactly been doing a stellar job at saving. My savings go up and down more than a toddler's moods in an average day (for those without toddlers, that's a lot!). But despite what has already happened, I know I'm going to…

Update: Day 28

Well, I've decided to automate. Let's face it, I'm not very good at being in control of my own savings. I certainly have the best intentions, but my follow-through leaves something to be desired. So I've decided to take advantage of electronic funds transfers (EFT) to start my retirement savings. For many years I was…

Adopting a Traveller’s Mindset

I can't explain it, but I think something finally "clicked" inside me, and I'm feeling cautiously optimistic that my subconscious is changing from spender to saver. While I haven't been perfect in the last few days, I haven't touched any of the money in my emergency fund since changing my phone plan, and the internal…