What do you really want?

As I go through this process of saving money, I realize that it's sort my only real focus or goal right now. I think it's important to define some other needs or wants in the short-term and long-term, but I find it very difficult to do. If you asked me "what do you want?" I'd…

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Retirement…Yuck

Does anyone else find the word "retirement" super uncomfortable? There's something about it that just repulses me.  I don't like saying it, I don't like the way it looks when it's written, and I don't like the connotations that go along with it - namely getting old and dying. For a very long time I…

Make It Impossible To Fail

If you've been following this blog in chronological order, you may notice I haven't exactly been doing a stellar job at saving. My savings go up and down more than a toddler's moods in an average day (for those without toddlers, that's a lot!). But despite what has already happened, I know I'm going to…

Update: Day 28

Well, I've decided to automate. Let's face it, I'm not very good at being in control of my own savings. I certainly have the best intentions, but my follow-through leaves something to be desired. So I've decided to take advantage of electronic funds transfers (EFT) to start my retirement savings. For many years I was…

Adopting a Traveller’s Mindset

I can't explain it, but I think something finally "clicked" inside me, and I'm feeling cautiously optimistic that my subconscious is changing from spender to saver. While I haven't been perfect in the last few days, I haven't touched any of the money in my emergency fund since changing my phone plan, and the internal…

Spending for the Greater Good

I had to spend some of my emergency-fund money today. Well, I didn't have to, but I've rationalized that it was for a good cause. For years, I have been paying way too much for my husband and my cell phones. The amount per month is just gross, $220! (though, that does include a $10 monthly donation…

Update: Day 10

The good news is I managed not to spend any of my emergency fund, and even add $300 to it when I got paid on Friday. But the bad news is I completely decimated my sinking funds. Like hundreds of dollars of it. My "No-Spend" week turned into a "Spend it all weekend," which is particularly…

Drowning in Stuff

I've been stuck at home for the last few days, as part of my no-spend week, and I'm starting to feel a little overwhelmed and claustrophobic from all the clutter in my house. I guess an overabundance of "stuff" is a natural by-product of being a spender, but it's stressing me out now. When I…